What is RTP?
RTP stands for "Return to Player", and you'll see it in terms of a percentage. It refers to how much a game pays back to the player, on average. For example, if the RTP on an online casino game is listed at 95.5%, that means that for every $100 it takes in, you can expect it to pay out $95.50, on average.
You shouldn't use the average percentage payout as the gospel - results are going to vary. Some players are going to do better than the average, some won't do as well. But know that RTP serves as a jumping off point for understanding how you can expect to do if you play the same casino game over a long period of time.
How Does Volatility Affect Player Payouts?
When we talk about game volatility, we mean the frequency of wins, as well as the average payouts when you win. It's a key factor in understanding which casino games are likely to give you the payouts you want. At its most basic, a game that delivers low volatility is likely to hit frequently, with smaller prizes when it does. Conversely, a high volatility game is one that will award a richer payout, but will do so less frequently.
How We Determine the Highest Paying Online Casinos
First and foremost, we're only dealing with the online casino sites that are operating legally in the state of Michigan. The legal online casino apps and websites are regulated by the state and are bound by the laws of Michigan to pay you what you win.
From there, the highest paying online casinos are the ones that have enough games with a high RTP for starters. Most Michigan online slots have a 95% or higher RTP, compared to the 94% for the best slots in physical casinos. The RTP on an online casino is a tricky criteria, since you're taking into account every game on the software. But with that in mind, every one of our list of the best online casino sites that pay out real money has an RTP of 96% or higher.
Slots tournaments are a great way to play online slots through the best payout casino sites with a chance to win big. The online casino will announce which game or games will be eligible for the tournament, and the entrants will get a number of credits and a time limit. Whoever has the most credits at the final bell is the winner, and takes home the biggest piece of the prize pool - or maybe even all of it!
Check out BetRivers Casino for Rush Race tournaments and major tournament series that add up to $60,000 to the tourney prize pool.
Fast Payout Online Casino Versus Best
The biggest payouts don't necessarily come from the fast payout online casino, and the fastest aren't always the highest paying online casinos. When you make a withdrawal from your online casino account, you're beginning a multi-step transaction that will take some time, owing to the regulatory measures the state has in place.
Consider which of these factors is more important to you when you select which of the highest payout online casino sites is best for you.
Progressive jackpots are grand prizes on online casino games that increase every time a game is played and the prize isn't won. You'll find that progressive jackpots look like they might be the highest payout online casino games, and the jackpots are truly pretty excellent. But the volatility of the games mean they're not likely to payout with any regularity. Progressive jackpot slots can be a lot of fun, but don't expect your spins to hit very often.
FanDuel Online Casino: Highest Paying Casino Games
As you compare and contrast the real money casinos in terms of selection, FanDuel Online Casino doesn't have quite as many choices as the others in the running for best payout casino in Michigan. But the high paying online slots and table games are excellent.
The slots include dozens of jackpot options as well as low volatility, high RTP games like Blood Suckers (98%) and Motörhead (96.98%). Table games with a high RTP that you can find at FanDuel include French Roulette (97.30%) and Blackjack Blazing 7s (99.33%).
Caesars Casino: Highest Payout Online Casino
If you're looking for high paying casino games, you'll definitely want to give Caesars Casino a look. You can find better than average RTP slots like Raging Rhino Megaways (96.18%) and jackpot slots with solid RTP like Divine Fortune (96.6%).
Fans of table games will find enough to like as well, with European Roulette (97.3%) in addition to Blackjack Blazing 7s (99.33%) and Baccarat Professional Series (98.96%).
BetRivers Online Casino: Great Payout Percentages
The hundreds of online slot machines you'll find at BetRivers should be enough for even the pickiest player. The RTP averages around 96% on slots, and has some classics like Jumanji (96.33%) and new games like Ritual Respins (96.08%).
BetRivers also runs the best tournaments in the business and lets you sort games by software company, so you can start playing online slots your way. And when it comes to table games, there are over 30 options before you even count live dealer games. And if you want RTP, we'll meet you on the don't pass line on the craps tables (98.64%).
Do Michigan High Payout Casinos Have Real Money Bonuses?
Even the best paying online casinos are running promotions to keep new money coming in and keep experienced players on their software. You'll see deposit match bonus offers from some online casinos, and the promise of free bet credits from others. But it's all not necessarily as simple as it may sound at first.
Welcome Offers for New Players
The welcome bonuses at the best online casinos that payout big are all over the ads and are a great way to get to know a casino's games and software. Just make sure you read the terms and conditions of any promotion so you know what you're really getting. Using the generous deposit bonuses and credits in concert with the high paying casino games is great, but can come with back-breaking wagering requirements.
So you've maxed out your welcome bonus and played through all the money you got from your deposit match, now what? The high payout online casinos all understand that, especially in Michigan, they're not the only game in town. That's why you may find invitations to slots tournaments, or promotional rewards for playing certain casino games.
Some of the high payout online casinos will also give a reload bonus, a deposit match on top of what you kick in when you top off your bankroll. Any of these Michigan online casino bonuses can help you get a higher online casino payout provided you meet the wagering requirements.
VIP Player Rewards
Play enough at your favorite of the best payout casinos and you'll qualify for some terrific perks. The loyalty rewards programs through the highest payout online casino companies can pay back with free spins for starters. You can also qualify for invites to tournaments and other exciting events. Some of the online casinos that payout with great rates will even expedite their VIPs' withdrawals.
How to Sign Up at the Best Payout Online Casino Sites in MI
When you've chosen from the best casinos that payout big in Michigan, it's just a matter of signing up. The signup process for most online casinos is pretty similar. All you need is a few minutes, an internet connection, and the willingness to share some personal information. Here's a typical online casino signup process; any of the best payout casino operators are going be more or less like this:
Navigate to your preferred high payout online casino sites using the links on this page or our casino reviews. We've even got secure sign up links to save you the trouble of searching.
Click "Register" or a similar button, and create a user name and secure password to go along with an email address that only you use.
Enter your personal information, which will normally include your legal name, mailing address, mobile phone number and the last four digits of your social security number. That's for identify verification purposes, by the way.
There may be a field to enter a promotional code, so make sure you check our reviews of the highest paying online casino sites for bonus codes.
Give the software permission to see your location - you don't have to live in Michigan, but you need to be in Michigan when you play.
Agree to the terms and conditions of the online casino and verify that you are 21 or older.
Make your first real money deposit and start playing online casino games anywhere in Michigan.
What Casino Games Do the Best Payout Casinos Offer?
There are a plethora of ways to play at the best online casino sites in Michigan. If you've ever roamed the floor of a land-based casino, these should all look pretty familiar. Some of the best payout online casinos will even offer more uncommon games like Pai Gao, Dragon Tiger and Football Studio.
Slots: The most popular way to play at most online casinos is the slot games. Depending on the software, you can find anywhere from a few dozen to hundreds of options at the slots. Whether you like a laid back, high RTP machine, or you're hunting for progressive jackpots, the slots are where the action is.
Blackjack: If you can count to 21, you can play blackjack. And if you can't count to 21, you shouldn't be gambling to begin with! All the best online casinos that pay out MI players well have several different styles of blackjack games to choose from.
Craps: Roll the bones and hit your marker. Of all the casino games on the floor, craps has the highest RTP for players who know what they're doing. And most of the best online casinos give a few different options for crap games.
Baccarat: It's not just for James Bond. Depending on the specific rules of the baccarat game, you can find an RTP up to a whopping 98.94% if you know the ins and out of the game.
Video Poker: It's easy to find video poker games at most of the best online casinos. The trick is knowing which ones are going to give you the best bang for your buck. In some versions of video poker games, there's almost no house edge at all - Double Bonus Poker has an RTP of 98.98%!
Roulette: There's no getting around it, this is where the Europeans have it all over the Americans. When it comes to the RTP of the roulette games you'll find at the highest payout online casinos, the 97.3% RTP you find with European Roulette just completely outstrips the "two zeroes" of American Roulette, at only 94.74%.
Jackpot Slots Offer Huge Prizes at High Volatilities
If you're looking for slots with the best payout, casinos won't necessarily give you the details you'd like to see before you buy your spins. Researching slots is a good idea, but you can save time by understanding that jackpot slots are going to have some of the highest volatilities in the slots section.
You can win big if you win, but the chance of hitting a jackpot is pretty remote. If you're looking for friendlier Michigan casino payout percentages, you may want to stick to the slots that don't have jackpots tied to them.
Top 4 Best Payout Online Casinos for Real Money in Michigan
How We Ranked the Top 9 Online Casinos for Best Payout online casinos
The best online casinos are always improving in an attempt to stand out from the pack. So we're always combing through the sites and apps to track which of the highest payout online casinos bring you the best value.
We're making sure that the best online casino payouts MI gamblers are promised are as generous as they claim, that the promotions are legitimate, and the software is safe and secure for you, the player. Even if it's a top paying online casino, if it doesn't meet our standards, we won't recommend it.
Choose Your Preferred Highest Payout Online Casino
All of the above listed are examples of strong payout casinos, but which one is best? That's got to be up to you, because at the end of the day, it's a matter of personal preference. There are several factors to consider, but it's also worth noting that you're not limited to just one of the casinos on offer. If you see, for instance, more than one online casino bonus for new players you'd like to try.
Legal compliance and support - The sites we've listed above are among the safest places to play in the online casino industry. But we also recommend making sure that there are strong customer support protocols in place if something goes wrong.
Software and Experience - Who cares if they have the best payouts in the online casino industry if they don't have games you want to play? If you scan the table games and don't see the crap game you want, or they don't have your favorite slot, what's the point? It's also crucial that you can get to the game you want without having the app crash on you. Our reviews can tell you if the phone or tablet version of the software is as stable as the online casino website.
Welcome Bonus and Other Promotions - What do the best payout online casinos promise to new players, and what do they really deliver? Take a close look to understand the benefits of an online casino welcome bonus as well as the obligations to claim them. From there you can examine what other promos exist for returning players.
Banking Methods and Withdrawal Options - Ensure you have a payment option at your disposal that works for you. Whether you prefer to use an online bank transfer or a digital wallet like PayPal, the best payout online casino sites plenty of methods for you to choose from. You'll also want to know how quickly you can get winnings out. Of the many options for withdrawing your winnings, you'll find fast payouts most common from electronic banking methods.
Blackjack Payout Rates
Blackjack games have some of the better payout percentage among the table games, but the rules on the individual games can make a big difference when it comes to the payout rates. For instance, a single deck game will give a higher RTP than a game that uses several decks. By understanding the house rules of a particular game as well as which software company built it, you can research to find what the RTP of the game is.
Among live dealer games, Evolution's Lightning Blackjack carries an RTP of 99.56%, which is about as good as it gets. But any game that gives you under 98% is one you should pass on.
High Payouts at Online Slots Games
With so many slots out there it can be tough to tell which ones are worth your time. An online casino like WynnBET Michigan for instance features literally hundreds of slot games to choose from.
Any of the above noted houses will have some of the best RTP slots, but payout percentage varies more on slot games than any other way to play in the online casino. Mega Moolah, for instance, has a low RTP of 88.12% when you don't consider its progressive jackpot. Conversely, NetEnt's Mega Joker delivers a 99% RTP.
Roulette Games with High Payouts
You're most likely to see three different kinds of Roulette games in online casinos. This is one of the few cases where a Michigander won't want to Buy American. American Roulette has two slots on the wheel with zeros, meaning the payout percentage is lower than the other common Roulette games you'll find in a real money online casino.
The differences between French Roulette and European Roulette are minimal and mostly just cosmetic. But they both bring an RTP of 97.3%, which just wallops the 94.74% you'll find with their American cousin.
How to Choose Online Casinos With The Best Payouts
Research Payout Percentages
Find Games You Like
Choose Payment Options
Understand their Security and Support
Use a Generous Introductory Bonus
Fastest Payout Casinos Online Banking Methods
Prepaid cards 1-3 days
Digital wallets (PayPal/ Venmo) 1-3 days
Debit Cards (Visa/ Mastercard) 3-5 days
Bank Transfer 3-7 days
High Payout Casino in Michigan FAQ
Because higher Michigan casino payout percentages mean you're more likely to win. Even if you're betting small amounts of money entirely for fun, isn't winning more fun than losing?
Winning on the slots and table games is all well and good, but fast payouts mean that you can get your winnings out of the online casino and into your bank account as quickly as possible.
Obviously, the higher the RTP in the online casinos, the more likely you're going to walk away with money in your bankroll. There are enough games out there that you can pick and choose. If you're looking for a good payout rate, look for anything 98% or up. But make sure you have a handle on the rules of the game, or you lose any advantage the numbers give you.
Payout percentage refers to how much of the money put into an online casino game will come back to players. For example, if a game has a 99% payout percentage, players can expect to see $99 come back for every $100 put in. This is only an expected average over an extended time period, but that's why it's called gambling. There are laws in Michigan and other places where online casinos are regulated to ensure minimum payout percentage exists and is enforced.
Joss has written about all aspects of online gambling during the past 10 years for numerous sites. After a career as an Army officer, he spent time in business, then took up online poker. Joss lives in Peru with his family.